Important disclosure

Wesbank Vehicle Finance Calculator

South African lender’s vehicle finance options could get you in your next motor vehicle in no time. Our Wesbank vehicle finance calculator below can help you determine what your monthly repayment will be like so that you can decide which lender’s option is best for you.

To calculate this, simply input your desired loan amount, use the toggle to adjust the loan term and then click calculate. It’s that simple!

Calculate repayments

Wesbank Vehicle Finance

12 months
to 96 months
to R300,000
Wesbank provide a range of value-added services that make it that much easier to own, drive and personalise your vehicle. Apply through Fincheck to be matched with the right vehicle finance provide for you.

MFC Vehicle Finance

12 months
to 96 months
to R300,000
Whether you're buying a through an MFC approved dealer or privately, MFC can assist; for cars up to 10 years old or in some cases classic cars. Apply through Fincheck to be matched with the right vehicle finance provide for you.

RCS Vehicle Finance

12 months
to 72 months
to R550,000
RCS are second-hand car finance specialists. Interest rates from prime* over 72 months. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Fincheck Vehicle Finance Broker

12 months
to 72 months
to R250,000
Go through Fincheck's online application to get matched with loan provider that's most suitable for you.
results per page provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

Plan ahead with the Wesbank vehicle finance calculator

Wesbank vehicle finance gives you a specialised loan to buy your brand new or used car from an authorised dealer, private seller, or an auction. However, before you make your Wesbank car finance application at CompareLoans, we recommend using our easy-to-use and fast Wesbank car finance calculator. In addition to giving you important information about Wesbank car finance, we also give you this useful tool to help you calculate your monthly repayments.

Read on and find out how you can use this calculator to smartly prepare for a loan application you can afford.

How to use the Wesbank vehicle finance repayment calculator

When you make your loan application, you have to choose the loan amount you want to borrow. The next part after borrowing involves paying back the loan, and that’s where the Wesbank car loan calculator comes in. By following these 4 steps, you can use the calculator to help you calculate the best way to repay the loan:

  1. Choose your car loan amount: Input the amount you want to borrow using the first slider or by typing into the correct field.
  2. Choose your loan term: Input the number of months you need to pay back the loan using the second slider or by typing into the correct field.
  3. Click “Calculate Repayment”: This gives you instant results of your estimated monthly repayments for the amount and term you have chosen.
  4. Try it until you get the best results: If the monthly repayment amount is too low or too high, repeat the steps until you find a result that works for you.

Please note: the rates quoted on this page are guidelines only, and should not be treated as financial advice. Wesbank will adjust the interest rate according to your personal situation.

Does the Wesbank finance calculator help you with the application process?

Knowing your monthly repayment amount can help you during the following steps as you apply for credit with Wesbank, a division of FirstRand Bank ltd.:

  1. Meeting Wesbank car finance requirements: One of the important requirements is to apply for a loan you can afford. Therefore, the loan calculator helps you determine which monthly instalments fit into your budget according to your monthly income and expenses.
  2. Decide on the loan amount you wish to borrow: This amount should be something you can afford to pay back. The results from our loan calculator let you know if the loan amount you have picked is affordable.
  3. Shopping around for a suitable automobile: Once the loan calculator gives you an affordable result, you’re ready to confidently shop for the best set of wheels in your price range.
  4. Making the Wesbank car finance application: By applying for a loan you can afford, you increase the chances of getting your application approved.
  5. Signing the contract: You start repaying the loan via monthly instalments as agreed in your loan contract. Because you used the Wesbank car finance calculator to choose affordable monthly repayments, this will be a relatively comfortable process.

Can the Wesbank car finance repayment calculator help to improve credit score?

In South Africa, a good credit score comes with many advantages, including easy approval on all your vehicle finance loan applications and lower interest rates on the loan you get. One common and effective way of improving your credit rating is to pay all your debts on time. That means paying for your motor loan monthly instalments before or on the due date until you finish repaying off the loan.

When you use the Wesbank vehicle finance repayment calculator, you can choose an affordable monthly repayment amount that is within your budget. You will then be able to make repayments on time without struggling, and this works as a long term strategy to improve your credit score.

Wesbank vehicle finance: A quick overview

How much can you borrow?

Loan amount starts at R10 000 depending on the type of vehicle you want to buy.

What is the loan term range?

Payment terms start from 12 months and go up to 96 months.

What type of car can I buy?

You can use the loan to purchase a new or used car, van, minibus, bakkie, minibus, motorcycle, or leisure vehicle.

Where can I buy a car?

From Wesbank approved dealerships and auctions or a private seller.

What about the condition of the car?

The ride should not be older than 20 years (unless it’s vintage). It should also not be stolen, rebuilt, or recovered.

Can I apply online?

Yes. After using the Wesbank car loan calculator, click the “Go to Site” button next to the Wesbank vehicle finance option. This allows you to visit their website where you can start the online loan application.

What are the basic requirements?

  • South African ID;
  • South African or International Driver’s licence;
  • Minimum salary of R7 500;
  • Copies of your payslips and bank statements;
  • Proof of residence;
  • A good credit record; and
  • Minimum age of 18 years.

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