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Explore Boodle Payday Loans in South Africa

Boodle payday loans can help you get quick and easy short-term loan financing. This could help you get over a hump if your need financing before your next pay day. Boodle offers many payday loan options.

Our calculator below can help you compare these options by giving you an idea of what your monthly repayment will be. Go ahead and give it a try. Its quick and easy to use.

Calculate repayments

Loan Amount


Boodle Loan for R1,000

Estimated Month Repayments
Interest Rate
Repayment Period
1 day
to 42 days
Loan Amounts
to R4,000
We want to make applying for a Boodle loan as fuss-free and fast as we possibly can. So to help us get your Boodle loan in the bank quickly, simply follow our step-by-step process. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see's Terms of Use.

Minimum and maximum loan periods vary between 1 months and 6 months. Percentage Rates vary between 5% per month and 38% p.a. Total interest and fee repayments vary over the life of the loan. All rates quoted are 30 days. For more information regarding fees, visit or contact the provider.

Find out all about Boodle Loans

Boodle loans are there to make life more financially comfortable if you’re in South Africa. This is why you can quickly have a cash loan in your bank account in times of emergencies. These short term loans are affordable, and the loan application process is easy to follow. Find out all about Boodle offers for personal loans.

What you need to qualify for a Boodle loan

  • you should be 21 years and above;
  • proof of a regular income/salary for the last 3 months;
  • South African bank account; and
  • South African ID number.

How do you apply for a quick loan with Boodle?

The online application process is simple. On top of that, it only takes about ten minutes to finish:

  1. Use the calculator on this page to get an idea of your monthly repayments. Click “Go To Site” to navigate to Boodle’s secure website.
  2. On the Boodle website, look for the SmileDial which is shaped like a smile. There are two of them: The top dial lets you choose your loan amount. On the other hand, the bottom dial helps you choose the number of days you want the loan.
  3. After choosing the amount of money you want and the time frame for paying back click on the “Get Boodle Now” button.
  4. At this stage, you need to create an account if you don’t have one already. Therefore, you need to fill in your name and provide your cell phone and ID number.
  5. After your account is created complete the quick online form provided by supplying additional details.
  6. You have done all the work. Now, wait for Boodle to verify your information. When they’re done, they will get back to you with an offer.
  7. If you accept the offer the money is transferred into your account within 10 minutes (if you do it online) or 2 hours (if you do it manually).

How much money can you get with Boodle Finance?

Minimum Loan Amount: R100

Maximum Loan Amount: R4 000

Repayment Length of the Loan: 1 day to 42 days

Interest rate: 5% per month OR 0.17% per day or 60% per year

Service Fee: R60 per month plus 14% VAT

Initiation fee: R165 plus 14% VAT. If the loan is above R1000, you also get charged 10% of the loan value.

Example: For a loan of R4000 that you have to pay back after 30 days, you will have to repay a total amount of R4 827.38. So, the total interest and fees are R827.38.

Boodle Payday Loans

If you need to pay for a sudden emergency that happens before your salary comes, then Boodle payday loans may help. They are short term loans for employed South Africans. Consequently, they have to be paid back as soon as your salary reflects in your bank account. Besides that, there are no credit checks since Boodle only considers your salary.

How do I benefit from getting a Boodle loan?

  • Boodle is a registered Credit Provider. As a result, it is regulated by the National Credit Act 34 of 2005.
  • Boodle gives you all the information when applying, and there are no hidden costs. For example, they clearly show you the interest amount and charges. Additionally, they tell you the date you are supposed to pay back the loan.
  • Applying for loans is an online process and hence no physical documents involved.
  • You can get same-day approval and instant cash loan that meets your individual needs.
  • Your details are always safe and secure since Boodle keeps them confidential.

Boodle loans

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