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Payday Loans in Johannesburg

If you’re in Jozi and you enjoy the fast life there, you’ll undoubtedly benefit from a quick payday loan. 

Simply input your desired loan amount and click “Calculate Repayment” to browse through lenders and their offering.

Calculate repayments

FinChoice MobiMoney for R1000

1 month
to 3 months
R100
to R6,000
Unknown
Monthly
R476 p/m over 3 mths Inclusive of fees
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.

Fasta Loans for R1000

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

FinChoice MobiMoney for R1000

1 month
to 3 months
R100
to R6,000
Unknown
Monthly
R476 p/m over 3 mths Inclusive of fees
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.

Lime24 Loans for R1000

5 days
to 36 days
R300
to R5,400
5.00%
Monthly
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.

Fasta Loans for R1000

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

Wonga Loan for R1,000

4 days
to 6 months
R500
to R4,000
5.00%
Monthly
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.
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Minimum and maximum loan periods vary between 1 months and 6 months. Percentage Rates vary between 5% per month and 38% p.a. Total interest and fee repayments vary over the life of the loan. All rates quoted are 30 days. For more information regarding fees, visit or contact the provider.

Payday loans in Johannesburg – South Africa

At times, when you need extra cash, you don’t always have to wait until month-end. Keep reading to find out how you can apply for a payday loan in Johannesburg.

Where can you get payday loans in Johannesburg?

You’re already in the right place! Start looking for lenders in our comparison tables above. Also, go through this list of South African payday lenders and click on your choice to find out more. To keep the loan selection process simple, use the following factors to compare loans until you find the best option for you:

  • Interest rate;
  • The amount you’re allowed to borrow;
  • If they offer instant cash loans; and
  • Whether it’s possible to get an online payday loan.

Understanding payday loans in Jo’burg

How can a payday loan help you? A payday loan gives you fast cash when you need it. Emergencies are normal in our day-to-day life, whether it’s some form of sickness or bills that need paying. Here’s what you should know about payday loans in Jo’burg:

  • How much can you borrow? – Loan amounts start from R100 and go up to R8 000. Your borrowing limit depends on your income level and whether you’re a new customer.
  • For how long? – Payday loans are short term loans. Typically, the repayment period is between 30 days and 6 months.
  • How do you pay back the loan? – Most lenders debit order the payment. That means the money will be automatically deducted from your account on the due date you choose.
  • What are the interest rates and charges? – These vary from lender to lender. However, always check to make sure the lender is honest about all the charges involved. For transparency, some lenders have payday loan calculators that show you the total cost of your loan before you apply.

What you need to apply – General Requirements

  • Be 18 years or older;
  • Valid South African ID;
  • South African bank account;
  • Proof of income – bank statements and payslips; and
  • Proof of residence.

Get instant payday loans in Johannesburg

You can apply for payday loans online in Johannesburg through CompareLoans. It’s easy and quick with our comparison tables above:

  • Once you finish comparing loans, click the “Go to Site” button for your desired lender.
  • When you’re directed to the lender’s website, log in or create an account.
  • Fill in the payday loan application form and submit the required documents.
  • If you qualify, you get the cash loan within 24 hours, but some lenders even promise instant loans.

Advantages of payday loans

Whether you’re in Johannesburg or another part of South Africa, payday loans typically offer the following benefits:

  • No credit checks;
  • Easy approval;
  • No strict requirements;
  • No security required; and
  • You might still get cash if you’re blacklisted or have a bad credit record.

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