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Payday Loans in Gauteng

Do you stay in Gauteng and do you need to borrow money quickly because payday still hasn’t arrived? Our comparison tool of payday loans in Gauteng can help you find the right payday loan for you.

Simply use the slider below to select your desired loan amount, hit the “Calculate Repayment” button and start browsing top Gauteng lenders.

Calculate repayments

FinChoice MobiMoney for R1000

1 month
to 3 months
R100
to R6,000
Unknown
Monthly
R476 p/m over 3 mths Inclusive of fees
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.

Fasta Loans for R1000

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

FinChoice MobiMoney for R1000

1 month
to 3 months
R100
to R6,000
Unknown
Monthly
R476 p/m over 3 mths Inclusive of fees
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.
MobiMoney gives you access to up to R6,000 - when you need it. It's FREE to activate. Only pay for what you use. Same-day withdrawals of between R100 and R6,000. Repay over 1, 2 or 3 months. To qualify, all you need is an SA ID, SA Bank Account, be permanently employed earning more than R7000 monthly.

Lime24 Loans for R1000

5 days
to 36 days
R300
to R5,400
5.00%
Monthly
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.

Fasta Loans for R1000

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

Wonga Loan for R1,000

4 days
to 6 months
R500
to R4,000
5.00%
Monthly
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.
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Minimum and maximum loan periods vary between 1 months and 6 months. Percentage Rates vary between 5% per month and 38% p.a. Total interest and fee repayments vary over the life of the loan. All rates quoted are 30 days. For more information regarding fees, visit or contact the provider.

Payday loans in Gauteng – South Africa

The best place to search for short term loans in Gauteng

CompareLoans provides a multi-lender platform where you can compare loans in one place. For starters, our comparison table above feature popular payday lenders in South Africa. Also check our comprehensive list of banks, online lenders, and other financial institutions that can help you.

How much can you borrow?

Since payday loans have to be paid off quickly, borrowing limits typically range from small amounts of R100 or R500 up to R4000. Some lenders offer a maximum of R8000 to existing clients.

When do you pay back the loan?

For short term loans like payday loans, repayment periods are limited between 4 days and a maximum of 6 months. Some lenders require that you repay the loan on your next pay date as a lump sum. With others, you can choose a longer term with instalments.

Payday loan calculator

Payday loan interest rates are a bit higher than interest rates for personal loans. Use our payday loan calculator to get an estimate of how much the loan will cost you as you pay it back. Set the sliders to match your loan amount and term, then click calculate.

Can you find instant payday loans in Gauteng?

If you have a particularly urgent need, some lenders offer instant loans that have a fast application process. Once you apply, you can receive the money within minutes. Typically, most payday loans are paid into your bank account on the same day or within 24 hours of applying.

Advantages of payday loans

  • Easy to find;
  • Fast application process;
  • Convenience of applying online;
  • Less paperwork involved;
  • Usually no credit checks; and
  • Money usually gets transferred into your bank account quickly.

Payday loans for the blacklisted in Gauteng

Having an emergency and a bad credit score might mean double trouble. Luckily, you might be able to access payday loans for the blacklisted in Gauteng, especially since most lenders don’t carry out credit checks. However, try to pay off the loan as soon as possible. This helps you avoid high-interest costs that can trap you in a vicious debt cycle.

What you need to apply for a payday loan in Gauteng

  • Be at least 18 years old;
  • Have a South African Bank account;
  • Have South African citizenship;
  • Be employed with a regular, monthly income;
  • Proof of income – bank statements and payslips; and
  • Proof of residence.

Online application for payday loans in Gauteng

Once you pick a lender from our comparison table, click their “Go to Site” button, visit their website and apply. Usually, this involves filling in a short application form and sending your documents to the lender.

Once the cash loan is available, it can be used to cover short term needs such as car repairs and medical bills.

Popular payday loan searches