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Car Finance in Pretoria

If you’re looking for car finance in Pretoria, CompareLoans has compiled a list of lenders for you.

Simply input your desired loan amount and repayment duration in the calculator below and browse through top lenders offers.

Calculate repayments

MFC Vehicle Finance

MFC
12 months
to 96 months
R10,000
to R300,000
10.00%
APR
Whether you're buying a through an MFC approved dealer or privately, MFC can assist; for cars up to 10 years old or in some cases classic cars. Apply through Fincheck to be matched with the right vehicle finance provide for you.

RCS Vehicle Finance

RCS
12 months
to 72 months
R10,000
to R550,000
10.00%
APR
RCS are second-hand car finance specialists. Interest rates from prime* over 72 months. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Fincheck Vehicle Finance Broker

Fincheck
12 months
to 72 months
R10,000
to R250,000
10.25%
APR
Go through Fincheck's online application to get matched with loan provider that's most suitable for you.

MFC Vehicle Finance

MFC
12 months
to 96 months
R10,000
to R300,000
10.00%
APR
Whether you're buying a through an MFC approved dealer or privately, MFC can assist; for cars up to 10 years old or in some cases classic cars. Apply through Fincheck to be matched with the right vehicle finance provide for you.

RCS Vehicle Finance

RCS
12 months
to 72 months
R10,000
to R550,000
10.00%
APR
RCS are second-hand car finance specialists. Interest rates from prime* over 72 months. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Standard Bank -Financial lease

Standard Bank of South Africa
12 months
to 84 months
R20,000
to R200,000
10.25%
APR
Lease the vehicle you want, over an agreed period, with the option of owning it at the end of your financial lease. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Fincheck Vehicle Finance Broker

Fincheck
12 months
to 72 months
R10,000
to R250,000
10.25%
APR
Go through Fincheck's online application to get matched with loan provider that's most suitable for you.

Wesbank Vehicle Finance

Wesbank
12 months
to 96 months
R10,000
to R300,000
13.00%
APR
Wesbank provide a range of value-added services that make it that much easier to own, drive and personalise your vehicle. Apply through Fincheck to be matched with the right vehicle finance provide for you.
What Dealership Finance offers: A tailor-made vehicle finance solution. Choice of fixed or variable rate. A reasonable balloon payment or residual value to match your agreement choice. What this allows you to do: Buy a vehicle from a dealership. Buy a vehicle up to 10 years old. Finance a vehicle for at least R30 000 after deposit.
Experience the joy of owning your car while you are paying it off with our flexible instalment sale agreement. Own the vehicle while you are paying it off. Reduce your monthly payments by choosing a balloon payment or by paying a deposit. Choose a monthly repayment from 24 - 72 months. Fixed or variable interest rates available
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Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

Car finance in Pretoria – Drive your dream car

Learn about car finance in Pretoria through this quick guide and get the right loan for your new or used vehicle.

Where can you find the best car loans in Pretoria?

If you’re looking for the best place to find car loans in Pretoria, simplify your search by going through our comparison tables above. Also, check out our list of top car finance lenders in South Africa.

An overview of car finance features in Pretoria

  • Loan amounts. You can borrow R10 000 up to R300 000 depending on income level.
  • Loan terms. Pay off your loan over 12 months up to 72 months or 84 months depending on the lender.
  • Interest rates. Rates can be fixed or variable. However, low-interest vehicle finance is generally available to borrowers with a good credit score.
  • Loan charges and fees. Typically, you can expect to pay an initiation fee and a monthly service fee. Late payment and early payment fees can also be added.
  • Monthly payments. The calculator on this page is a tool that helps you find an affordable monthly payment for your car. Simply adjust the sliders to input the loan amount and term. Next, click calculate.
  • Deposit and balloon payments. Some lenders expect a deposit, usually of up to 20%. A balloon payment is a lump sum that is sometimes paid after your loan contract expires.
  • Secured vs unsecured. With a secured loan, the lender can claim the car if you miss repayments. On the other hand, there’s no risk of losing the vehicle if you choose an unsecured loan. However, unsecured car loans can be challenging to find, especially if you have a low credit score.

Car finance in Pretoria – Here’s how the process works

Get easy car financing in Pretoria by following these steps:

  1. Shop for your car. You can buy from a car dealership or a private seller. The vehicle can also be used or new. In any case, obtain a purchase agreement from the seller and submit it during your application.
  2. Compare loans. Once you have picked the right car, shop around for the right loan or lender. Compare factors like interest rate, requirements, loan amounts, loan terms, and repayment terms.
  3. Apply online. To submit your online application, visit the lender’s website by clicking their “Go to Site” button in the comparison tables above. To meet general requirements, you must be 18 years or older, have a driver’s licence, and a regular, monthly income.
  4. Drive and pay. Once your loan is approved, the lender pays for the car, and you use it freely while paying monthly instalments.

Other types of vehicle loans available in Pretoria

Can you find blacklisted car finance in Pretoria?

A bad credit record might still get you a loan, but typically, car finance for blacklisted clients has higher interest rates and charges.

Popular vehicle finance searches