Important disclosure

Compare GetBucks loans in South Africa

GetBucks offers personalised credit and instant access to cash in case your situation needs it.

Simply select your desired loan amount with the slider below and hit “calculate repayment” to see the likely repayment over a 30 day period.

Calculate repayments

Loan Amount


GetBucks Loans for R1000

Estimated Month Repayments
Interest Rate
Repayment Period
1 month
to 6 month
Loan Amounts
to R8,000
GetBucks helps you to manage your credit profile and your budget while offering personalised credit based on positive payment behaviour, which allows for better repayment terms. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see's Terms of Use.

Minimum and maximum loan periods vary between 1 months and 6 months. Percentage Rates vary between 5% per month and 38% p.a. Total interest and fee repayments vary over the life of the loan. All rates quoted are 30 days. For more information regarding fees, visit or contact the provider.

GetBucks: Apply for a loan and get fast cash in South Africa

The thing about emergencies is they can be very impatient and demanding. Is your payday still too far away but you have an emergency that needs money right away? Just make a super easy and simple GetBucks online loan application. This gives you access to GetBucks loans that end up in your bank account as fast as possible.

Quick introduction to GetBucks

Are you new to Getbucks loans? Here’s some important information about the lender:

  • They understand that urgent situations need a quick response, and their services are dedicated to providing you with convenient, small loans to cover your emergency.
  • They are a registered online credit provider that follow the rules set by the National Credit Regulator.
  • Getbucks was founded in 2011 and is a trusted lender that has helped hundreds of thousands of South Africans. They can help you too!
  • What makes them different is they use innovative and leading technology for their GetBucks online loan application system.
  • They also promote responsible lending that helps you manage your money better. As per the National Credit Act Amendment of 2015, they use your bank details and identity information to calculate what you can afford each month.

Also, here’s a quick look at GetBucks loans:

  • Minimum loan amount: R1,000
  • Maximum loan amount: R8,000
  • Minimum loan term: 7 days
  • Maximum loan term: 6 months
  • Maximum interest rate: 60% per annum

Example: For a R4,000 with a loan term of 6 months, interest plus other charges amount to R1881.35. You, therefore, have to pay 6 monthly instalments of R980.22.

Advantages of GetBucks loans

  • They are accessible anytime, anywhere. The GetBucks online loan application means you can borrow and receive money from any place. You just need internet access plus a computer or smartphone.
  • Completing the application form is easy and fast. A GetBucks online loan application can be made by following the simple instructions provided.
  • The loans are personalised. This means the amount you receive depends on your situation, for example, what you can afford, how much you need, your income, and expenses.
  • No security required. You can still get a loan if you don’t have an asset or if you don’t want to use your assets to guarantee the loan.
  • No paperwork involved. Simply upload the required documents during the GetBucks online loan application process.
  • No long waiting period. Once you submit your application representatives gets in touch with you quickly. If you’re approved, the funds are handed over to you within minutes.
  • GetBucks is transparent. They will tell you how much the charges are for your loan before you apply.
  • Excellent customer service. For more information contact Getbucks directly and speak to real people via LiveChat, phone call, or by sending an email.

How do GetBucks loans work?

Basically, GetBucks supplies you with short term loans. These have to be paid in less than 6 months and only work to support a temporary financial need. They’re for personal or business use. Overall, GetBucks loans can be used to pay for:

  • Emergencies;
  • Education;
  • Furniture;
  • Household expenses;
  • General consumption; and
  • Other debts (Debt consolidation).

To get your fast bucks, this is how the process works:

  1. Enter your details via your GetBucks account.
  2. Then, your information is verified and you’re provided with a quotation
  3. Apply for the loan amount offered in the quote.
  4. Next, you get your Bucks once your application is approved.
  5. Lastly, you pay back the loan plus charges within 6 months.

Types of GetBucks loans available

Although GetBucks does not have a specific name for their financial products, they work similarly to personal loans and payday loans:

GetBucks payday loans – These have a maximum interest rate of 60% per annum. You can borrow up to R4,000 which has to be repaid within 7 to 45 days. Repayment usually begins when your next paycheck arrives. Approval of the loan takes place in as little as 30 minutes.

GetBucks personal loans – With personal loans, you can borrow a higher amount and choose a longer loan term (up to 6 months), especially if you’re an existing customer.

GetBucks has more to offer with their Trust Levels

What are GetBucks trust levels? This is a “ladder” that goes up from level 1 to level 7. To reach higher levels, you have to build trust by paying loans on time and maintaining a good credit record. The higher the level, the longer the term and the more you qualify for.

  1. 1st Level: Apply for up to R4,000 and pay it back within 1 month.
  2. 2nd Level: Apply for up to R5,000 and pay it back within 2 months.
  3. 3rd Level: Apply for up to R6,000 and pay it back within 3 months.
  4. 4th Level: Apply for up to R8,000 and pay it back within 6 months.
  5. 5th Level: Apply for up to R10,000 and pay it back within 6 months.
  6. 6th Level: Apply for up to R16,000 and pay it back within 6 months.
  7. 7th Level: Apply for up to R24,000 and pay it back within 6 months.

What are the requirements for a GetBucks online loan application?

  • A GetBucks account;
  • 3 months statement from your bank;
  • A valid copy of your ID or passport;
  • An active bank account under your name and which receives your monthly salary;
  • A South African cell phone number where you can be reached;
  • Permanent employment for at least 3 months;
  • You must not be under any debt review, administration, or sequestration; and
  • Minimum 18 years and maximum 60 years.

How to make a GetBucks online loan application

  1. You can begin the GetBucks online loan application via Click “Go to Site” which takes you to their website and application page.
  2. First, login or register to open a free account. Simply, type in your name, ID, email address, and contact details in the correct fields.
  3. Then, confirm that you’re permanently employed, allowed to take out a loan, and not under debt review by ticking the boxes.
  4. Wait for a few minutes while GetBucks verifies your information to see what you can afford.
  5. Next, GetBucks will forward a loan quotation. If the loan offer is acceptable, fill in the application form. Lastly, accept their terms and conditions before submitting so you can get your bucks in a few hours.

Commonly asked questions about GetBucks loans

How do I pay back my loan?

For repayments, there are three options. You can:

  • Transfer the money into their account;
  • Use the Snapscan mobile app;
  • Or arrange for a debit order on your account.

What happens if I fail to pay back my loan?

There are penalty fees for late payments. Ultimately, non-payment results in suspension of your account, legal action against you, and a negative impact on your credit report.

Is applying for a GetBucks loan safe and secure?

Yes. Every time you make a GetBucks online loan application, the information you enter on their website is encrypted and in safe hands. It’s not shared with any third parties unless you allow it.

Can I access GetBucks loans if I’m self-employed?

Unfortunately, no. GetBucks requires you to be permanently employed before they carry out their affordability assessments and checks on your credit report and credit score.

Can I make a GetBucks online loan application if I’m not a South African citizen?

Yes. However, you need a valid passport and your work visa to prove you’re living legally in South Africa.

GetBucks Instant Online Credit

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