Important disclosure

Payday Loans for R900

For a R900 loan, the South African lender you choose to assist with financing will come down to whichever lender’s option is more financially attractive for your budget.

All you have to do is confirm the loan amount and click “calculate” to see your monthly repayment. Go ahead and try it.

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MPOWA Finance Loan for R900

7 days
to 38 days
R600
to R5,000
0.00%
Monthly
Earn more than R10,000 per month? Then you may be eligible for a zero % interest rates for your first loan! Successful applications received before 3pm will receive money in their accounts by 5pm the same day. All applications are online.
Earn more than R10,000 per month? Then you may be eligible for a zero % interest rates for your first loan! Successful applications received before 3pm will receive money in their accounts by 5pm the same day. All applications are online.

Fasta Loans for R900

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

Wonga Loan for R900

4 days
to 6 months
R500
to R4,000
5.00%
Monthly
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.
New customers can borrow up to R4000, and up to R8000 for existing customers; now with 6 months to pay. What you'll need: A cellphone number, SA ID number, bank account details and most recent proof of income.

MPOWA Finance Loan for R900

7 days
to 38 days
R600
to R5,000
0.00%
Monthly
Earn more than R10,000 per month? Then you may be eligible for a zero % interest rates for your first loan! Successful applications received before 3pm will receive money in their accounts by 5pm the same day. All applications are online.
Earn more than R10,000 per month? Then you may be eligible for a zero % interest rates for your first loan! Successful applications received before 3pm will receive money in their accounts by 5pm the same day. All applications are online.

Lime24 Loans for R900

5 days
to 36 days
R300
to R5,400
5.00%
Monthly
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.
Have a job? Need cash fast? With Lime24's advanced technology in place, the loan is fast and approved in just 5 minutes. What you need to apply: Be 18+, access to your bank account, 3 months of bank statements and offical RSA ID.

Fasta Loans for R900

1 month
to 3 months
R500
to R8,000
5.00%
Monthly
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.
FASTA Cash, right into your bank account. Apply online and get approval in minutes! Use the cash for whatever you need. Repay in up to 3 instalments. Fasta is not a payday lender, but a revolutionary South African Fintech, offering you a new payment method for online and in-store purchases. Through innovative technology, FASTA provides you with access to credit in minutes.

Boodle Loan for R900

1 day
to 42 days
R100
to R4,000
5.00%
Monthly
We want to make applying for a Boodle loan as fuss-free and fast as we possibly can. So to help us get your Boodle loan in the bank quickly, simply follow our step-by-step process.
We want to make applying for a Boodle loan as fuss-free and fast as we possibly can. So to help us get your Boodle loan in the bank quickly, simply follow our step-by-step process.

Wanna Loans for R900

5 days
to 37 days
R500
to R3,000
5.00%
Monthly
You can apply from R500 up to R3 000, qualify and get paid the same day!
You can apply from R500 up to R3 000, qualify and get paid the same day!

Finance27 Loans for R900

7 days
to 50 days
R500
to R4,700
5.00%
Monthly
Borrow from as little as R500 right up to R4000 and receive your loan instantly. From Cape Town to Kathu Fasta offer secure cash advances to help you achieve the financial freedom you need.
Borrow from as little as R500 right up to R4000 and receive your loan instantly. From Cape Town to Kathu Fasta offer secure cash advances to help you achieve the financial freedom you need.

Southern Finance Loans for R900

7 days
to 50 days
R100
to R4,700
5.00%
Monthly
Southern Finance offer quick and convenient solutions for any short-term financial issues you may have; from paying unexpected bills to home repairs, and any other emergencies that crop up in everyday life. You can borrow up to R4000 or as little as R500.
Southern Finance offer quick and convenient solutions for any short-term financial issues you may have; from paying unexpected bills to home repairs, and any other emergencies that crop up in everyday life. You can borrow up to R4000 or as little as R500.
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Minimum and maximum loan periods vary between 1 months and 6 months. Percentage Rates vary between 5% per month and 38% p.a. Total interest and fee repayments vary over the life of the loan. All rates quoted are 30 days. For more information regarding fees, visit or contact the provider.

R900 Payday loans in South Africa

Do you need a super quick and easy way to make sure that you have enough money to tide you over until month-end? If your answer is yes, then our next question is, does a R900 loan sound specifically like the solution you’re looking for? If so, you’ll be pleased to know that this small loan amount represents cash that you can get on the same day. Therefore, you can receive money in your bank account right in time to meet any urgent needs.

With a R900 payday loan, repayment usually occurs within a short period. As its name suggests, this loan is typically paid back when the borrower gets their salary, which is generally after 30 days. Read on to find more about this specific loan amount and the best way to access it.

What is a R900 payday loan?

A R900 payday loan is a type of short-term, unsecured loan that is structured to give you quick access to cash. The loan is designed for those times you need a bit of extra cash to get you through to month-end. The lender or loan provider deducts the repayment amount from your account when your paycheck cashes in.

Below are some features associated with a R900 payday loan:

  • They are designed to be repaid fully in a short period.
  • Payday loans are typically advertised as a convenient way to deal with unexpected emergencies. They are also perfect for when you are failing to make ends meet and patiently waiting for your payday to arrive.
  • Loan providers usually make sure that payday loan repayments are made via automatic debit orders. This allows them access to consumer accounts whenever they need.

What are the fees for a R900 payday loan?

  • Initiation fee: 16.5% on the amount borrowed, R148.50
  • Interest rate: Typically 5% per month, R45
  • Monthly service fee: Around R60 per calendar month
  • VAT: 15%, charged on the initiation and monthly fee, R31.28
  • Estimated total repayment: R1,184.78 if repaid in 30 days

Final costs may vary a little between lenders. However, as you can see from the comparison table above, most lenders charge a very similar amount. If you repay the loan over a longer period, interest and monthly fees will change the monthly repayment amount.

Should you take a R900 payday loan?

If you are wondering whether taking out a R900 payday loan would be a good option for you, you might have to consider the following.

  • Payday loans are only meant for short term use; they will not work for long term problems.
  • When taking a payday loan, you have to be sure that you will be able to pay it back in time. Failure to do so will mean extra costs on your end, which might end up lowering your credit score. R900 might seem like a small amount, but high-interest rates and fees can make the total cost of the loan more expensive.
  • It is not recommended to use payday loans to pay your existing debt. For this, a debt consolidation loan might be a better alternative.
  • If you want to take out loans regularly, payday loans might not be the right option for you.

R900 Payday loan requirements

  • A bank account, in your name that has been active for more than 3 months;
  • You have to be permanently employed, with a regular salary;
  • You have to be above the age of 18 years;
  • An email address and cell phone number that you have access to; and
  • You should be a South African citizen in possession of a valid South African ID.

How to apply for a R900 payday loan

Applying for a payday loan is quite simple, and it can be done online. All this removes the hassle of transport and queues.

Usually, you have to fill out an online form which has several fields. You need to select the loan amount you need, supply your details and then submit your application and wait for approval.

Once the application is received, a consultant will get in touch with you to confirm your information and make sure that everything works out for you. If your loan is approved, you can get the confirmation via email or phone, and you will receive your money on the same day. This allows you to cover your financial situation conveniently.

Improve your chances of getting approved for a R900 payday loan

For you to qualify for a payday loan, you have to fulfil certain conditions. The first step is loan application and approval. If you supply all the required information, and you meet the loan providers conditions, the loan will get approved in a very short space of time.

Usually, all that is needed is to convince the credit provider that you will be able to repay the full loan amount within the given time. This is quite important since these loans are not secured. This is also the reason why they have a slightly higher interest rate.

If your information is convincing enough, there are high chances that your application will be approved. The good thing is that a R900 payday loan is still accessible even with bad credit.

What can you do if you are struggling to pay off a payday loan?

  • If you are struggling to repay your R900 payday loan, you should contact your credit provider as soon as you can.
  • Negotiate another payment plan with your loan provider, stating the reason why you cannot afford the original repayment plan.
  • Make sure you stick to the new repayment plan. This can have negative effects on your credit score, lowering your chances of being considered for another loan in the future.

Advantages of a R900 payday loan

  • It offers a small amount of money that can go a long way

While a R900 loan is a relatively small amount of money, it can provide financial relief that will last you until month-end.

  • Simple and Quick

The process of getting a R900 payday loan is quite straightforward. Simply, complete a payday online application form using the clear instructions provided and submit. If you get approved, you will receive the funds on the very same day.

  • Fewer requirements

You can still receive a loan approval when you have bad credit.

The risks associated with a R900 payday loan

  • Sometimes loan providers give loans to customers who can’t afford to pay back. If a loan provider does not perform an assessment properly, you might be at risk of taking a loan that you cannot afford to pay off.
  • You need to calculate the amount you can afford so that you will be able to make the repayment amount. This helps you avoid defaulting on your loan.
  • Failing to pay back can negatively affect your credit report. This can lower your chances of getting approved for credit later on.

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