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FNB Personal Loan Repayment Calculator

Our FNB personal loans calculator will help you discover the total cost of your loan quickly and easily. It determines the monthly loan repayment of a certain loan amount over a set period of time.

Simply adjust the tool to meet your requirements of loan amount and term, then click calculate.

Calculate repayments

FNB Personal Loan

First National Bank
1 month
to 60 months
R1,000
to R300,000
13.00%
APR
Get a Personal Loan of up to R300 000 for planned or unplanned expenses. Whether you need extra money to help turn your house into your dream home, walk down the aisle or go on that well-deserved holiday, FNB has the right credit solution for your every need.

FNB Student Loan

First National Bank
12 months
to 36 months
R4,000
to R80,000
17.00%
APR
A Student Loan from FNB gives students and parents a sense of comfort knowing that funds are available for further studies. Personalised interest rate. Access to loans from R4000 to R80 000 for each year of study. Only pay interest, fees and charges while the student is studying and start repaying interest, fees, charges and capital on completion of their studies. Credit life insurance. You could boost your ebucks reward level.
Get up to R250 000 over 1 – 84 months. Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate. Credit is approved in minutes and the money is available immediately. Pay fixed monthly repayments.

Overview

Minimum monthly incomeR4,000

Minimum term (months)1 month

Interest rate12.90%

Personal loan APR12.90%

EST monthly repayment (approx)R783

Total repayment amount (approx)R28,188

Total interest & fees paid (approx)R8,188

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

GO TO Capitec Bank

Other Fees & Information

Monthly feeR69.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored Yes

Data accurate as of12.07.2020

GO TO Capitec Bank

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MoneyShop find the best loan suited to your profile with SA’s top loan providers. They have partnered with SA’s top personal loan providers to make your online application process quick and easy! Have a regular income of more than R4,000, bank statements and your SA ID? Apply online today.

Overview

Minimum monthly incomeR4,000

Minimum term (months)12 months

Interest rate15.00%

Personal loan APR12.90%

EST monthly repayment (approx)R805

Total repayment amount (approx)R28,980

Total interest & fees paid (approx)R8,980

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

GO TO MoneyShop

Other Fees & Information

Monthly feeR69.00

Other feesR0.00

Redraw facilityn/a

Repayment scheduleMonthly

Early repayments allowedYes

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored Yes

Data accurate as of26.10.2020

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Get up to R250 000 over 1 – 84 months. Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate. Credit is approved in minutes and the money is available immediately. Pay fixed monthly repayments.

Overview

Minimum monthly incomeR4,000

Minimum term (months)1 month

Interest rate16.30%

Personal loan APR16.30%

EST monthly repayment (approx)R819

Total repayment amount (approx)R29,484

Total interest & fees paid (approx)R9,484

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

GO TO Capitec Bank

Other Fees & Information

Monthly feeR69.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored Yes

Data accurate as of12.07.2020

GO TO Capitec Bank

Hide info -

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Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

About FNB personal loans calculator

First National Bank, a division of FirstRand Bank limited, offers personal loans up to R300,000 for almost any purpose. They have a variety of credit options and features such as:

  • Low interest rates starting from 13% p.a. for customers with excellent credit
  • Loan terms between 1 and 60 months. Choose a term most suited to your circumstances.
  • Take-A-Break in January: If you need financial breathing space after the holiday period, defer your January repayment. It’s voluntary, and if you things under control, you can make the repayment as usual.
  • FNB offer multiple repayment options for credits that have a repayment term of 6 months or more:
    • Electronic transfer in your account via mobile banking, online, FNB app, or FNB ATM
    • Scheduled transfer in your account via online or FNB app or,
    • Make a deposit to the account using an FNB ATM or via branch.
  • Credit switch/debt consolidation. Merge all your qualified debts in to one personal loan that helps you save on monthly fees and potentially lower interest rate.
  • Top-up on your existing personal loan, there’s no initiation fees for topping up your credit.

What you’ll get when taking out a FNB personal loan

  • personalised interest rate;
  • amount from R1000 – R300 000;
  • fixed and flexible monthly repayments;
  • no penalty fees on early settlement; and
  • Peace of mind for uncertain time through FNB’s Customer Protection Plan (CPP).

What you’ll need to obtain a FNB personal loan

  • you must be between the ages of 18 and 64
  • be a permanent SA resident
  • be permanently employed or self-employed
  • your salary must be paid directly into your bank account
  • South African green-bar coded ID or Smart Card ID
  • your most recent payslip
  • proof of residence not older than 3 months
  • 3 months bank statements for non-FNB customers
  • 6 months bank statements for non-FNB banked self-employed customers

FNB helps you get a personal loan

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