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Izwe Loans Personal Loans

Izwe loans can help you reach your next goal in life. To help you compare the many loan options on offer, we have created a loan calculator that will give you a good idea of what your monthly payment will be.

This can help you to budget more efficiently. To use it, simply adjust the loan term and input the loan amount that you would like then click “calculate”. Go ahead and try it.

Calculate repayments on Izwe personal loans

Flexible loans, on your terms. Get a Personal Loan of up to R250 000. Same day approval!

Overview

Minimum loan amountR15,000

Maximum loan amountR29,000

Minimum term (months)12 months

Maximum term (months)36 months

Personal loan interest rates (base)21.00%

Personal loan APR21.00%

Monthly repayments (approx)R670

Total repayments (approx)R24,120

Total interest repayments (approx)R9,120

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR936.50

Minimum monthly incomeR2,000

GO TO Izwe Loans

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0861 666 424

Data accurate as of18.01.2020

GO TO Izwe Loans

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A cash loan from R2 000 up to R250 000. Fast, paperless application process. Decision in seconds. Cash in your account within 24 hours. Flexible repayment options; choose from 12 to 60 months. Free monthly statement via email or SMS. Customer Protection Insurance. Interest from as low as 15%.

Overview

Minimum loan amountR2,000

Maximum loan amountR250,000

Minimum term (months)12 months

Maximum term (months)60 months

Personal loan interest rates (base)15.00%

Personal loan APR15.00%

Monthly repayments (approx)R622

Total repayments (approx)R22,392

Total interest repayments (approx)R7,392

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR936.50

Minimum monthly incomeR2,000

GO TO RCS

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0861 729 727

Data accurate as of18.01.2020

GO TO RCS

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Get up to R250 000 over 1 – 84 months. Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate. Credit is approved in minutes and the money is available immediately. Pay fixed monthly repayments.

Overview

Minimum loan amountR50,000

Maximum loan amountR100,000

Minimum term (months)1 month

Maximum term (months)84 months

Personal loan interest rates (base)14.20%

Personal loan APR14.20%

Monthly repayments (approx)R625

Total repayments (approx)R22,500

Total interest repayments (approx)R7,500

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR3,000

GO TO Capitec Bank

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0860 66 77 89

Data accurate as of12.07.2020

GO TO Capitec Bank

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Loans up to R250,000. Terms between 7 months and 72 months.

Overview

Minimum loan amountR10,000

Maximum loan amountR250,000

Minimum term (months)7 months

Maximum term (months)72 months

Personal loan interest rates (base)15.00%

Personal loan APR15.00%

Monthly repayments (approx)R632

Total repayments (approx)R22,752

Total interest repayments (approx)R7,752

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR2,000

GO TO African Bank

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?No

Sponsored No

Telephone0861 111 011

Data accurate as of18.01.2020

GO TO African Bank

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Tired of those expensive repayments? Then switch your personal loans to Absa. It’s easy and with our guaranteed lowest interest rate, you will start saving money immediately. We can switch your personal loans of up to R350 000 and pay your creditors directly.

Overview

Minimum loan amountR15,000

Maximum loan amountR350,000

Minimum term (months)12 months

Maximum term (months)84 months

Personal loan interest rates (base)18.82%

Personal loan APR18.82%

Monthly repayments (approx)R662

Total repayments (approx)R23,832

Total interest repayments (approx)R8,832

Rate typeFixed or Variable

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR2,000

GO TO Absa

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feen/a

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0860 100 372

Data accurate as of12.06.2020

GO TO Absa

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Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of loan are you looking for?

Get an Izwe personal loan within 24 hours in South Africa

Life sometimes gives you unexpected expenses and emergencies, and this requires you to be financially prepared. There’s no better financial backup than an Izwe personal loan which comes with the following outstanding features:

  • Flexible use – Izwe offers personal loans that can cover any expense ranging from buying your home to consolidating your debt or making a special purchase.
  • Cash is quickly delivered into your account – Being financially prepared means you can quickly respond to any financial need. This is why Izwe offers same day approval so you can have cash within 24 hours.
  • Flexible repayment options – You can choose a loan term that works for your budget with flexible terms of 12-60 months.
  • Low-interest rate – Izwe loans have low and competitive rates starting from 15% to help you save money.
  • Customer Protection Insurance – That means no worries if you’re unable to repay your loan in specific situations since this insurance will automatically cover you.

Izwe loans: Main features

  • Minimum loan amount: R1000
  • Maximum loan amount: R250 000
  • Minimum loan term: 12 months
  • Maximum loan term: 60 months
  • Interest rate: Ranges from a low 15% to a maximum of 24.50% as stipulated by the National Credit Act.

What are the common uses for an Izwe personal loan?

An Izwe personal loan is a general-purpose loan that can cover the following:

  • Paying for your child’s education – You can use an Izwe personal loan to finance your child’s education, thereby securing a bright future for them. With their flexible repayment terms, you can choose an affordable monthly instalment based on your financial situation.
  • Home renovations – Your home provides shelter, one of the most basic and important needs. With an Izwe loan, you can build your home to match your dreams.
  • Debt consolidation – If you’re struggling with too many debts, an Izwe personal loan can also cover you. Use it to pay off your debts, which leaves you with a single monthly payment that allows you to breathe a little easier.

What are the Izwe loan requirements?

To make an Izwe loan application, you’ll need the following:

  • A valid South African ID or driver’s licence;
  • Proof of income documents such as your latest payslips and bank statements;
  • A monthly salary of R2000 or more; and
  • You should be 18 years or older.

Use the Izwe personal loan calculator for best results

The Izwe personal loan repayment calculator is specially designed to help you find the best monthly repayment option for your loan. Taking out a loan you can afford is a big factor when it comes to choosing a personalised loan that suits your budget. To use the Izwe loan calculator, just do these 3 things to get instant results:

  1. Choose your loan amount.
  2. Enter your loan term.
  3. Click the “Calculate Repayment” button.

How does the Izwe loan application process work?

Applying for an Izwe loan is as easy as clicking the “Go to Site” button for Izwe in the comparison tables above. The link takes you directly to the Izwe’s website and application page where you can get a loan. This involves filling in and submitting a quick cash online form as well as uploading the necessary documents. In addition, the following information is required:

  • Mobile number
  • Email address
  • Initial of first name and full surname

You also have to accept the terms and conditions before clicking “Submit.” Once you submit, you wait for a consultant to get in touch with you. If you’re approved, the money is then paid directly into your bank account

Are there any good reviews for Izwe loans?

Izwe has been operating its business in South Africa for a relatively long time. That means they have provided their services to many South Africans. If you’re a new customer, you can check if Izwe is a trusted and reliable lender before applying. You can do this by searching for Izwe loans reviews online.

Are Izwe loans for the blacklisted available?

To get approved for an Izwe loan, you first need to meet the minimum requirements listed in the previous section. If you meet these requirements and supply the correct documents, you can still get the cash loan you need even if you’re blacklisted. Therefore, Izwe loans for the blacklisted allow you to get the help you need even if your credit history is negative.

How do you pay back your Izwe personal loan?

Making repayments for your Izwe loans is as easy as making sure there is a sufficient balance in your bank account for your monthly due date. The monthly instalment is paid via debit order, which means it’s automatically deducted from your account according to your loan contract.

About Izwe

Izwe loans has a mission to empower you with their flexible and easy-to-get financial products. The company is part of the RCS Group, which offers trusted consumer finance in South Africa and various African countries. RCS is an authorised credit and financial services provider, which means you can rely on Izwe to give you some of the best deals available on the market.

Advantages of Izwe loans include:

  • Easy online application process;
  • No paperwork involved;
  • Fast approval; and
  • Competitive interest rates.

Izwe loans online application

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