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Wesbank Personal Loan Repayment Calculator

A personal loan can help you to sort through emergencies or take care of planned expenses. Our Wesbank personal loan repayment calculator can help you budget for these expenses.

To do this, simply input your desired loan amount, use the filter to adjust the loan term and then click calculate. It’s that easy!

Calculate repayments

Apply for a personal loan from R5000 up to R200 000 and get an instant answer! Apply for your loan over a term of anywhere between 2 and 6 years. A guaranteed fixed interest rate means your monthly repayment will never change. Cover your vehicle finance or personal loan debt, in the event of unforeseen circumstances such as dread disease, death, disability or retrenchment.

Overview

Minimum loan amountR5,000

Maximum loan amountR200,000

Minimum term (months)24 months

Maximum term (months)72 months

Personal loan interest rates (base)25.00%

Personal loan APR25.00%

Monthly repayments (approx)R913

Total repayments (approx)R32,868

Total interest repayments (approx)R12,868

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR3,000

GO TO Wesbank

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0861 238 252

Data accurate as of18.01.2020

GO TO Wesbank

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A cash loan from R2 000 up to R250 000. Fast, paperless application process. Decision in seconds. Cash in your account within 24 hours. Flexible repayment options; choose from 12 to 60 months. Free monthly statement via email or SMS. Customer Protection Insurance. Interest from as low as 15%.

Overview

Minimum loan amountR2,000

Maximum loan amountR250,000

Minimum term (months)12 months

Maximum term (months)60 months

Personal loan interest rates (base)15.00%

Personal loan APR15.00%

Monthly repayments (approx)R796

Total repayments (approx)R28,656

Total interest repayments (approx)R8,656

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR936.50

Minimum monthly incomeR2,000

GO TO RCS

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0861 729 727

Data accurate as of18.01.2020

GO TO RCS

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Get up to R250 000 over 1 – 84 months. Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate. Credit is approved in minutes and the money is available immediately. Pay fixed monthly repayments.

Overview

Minimum loan amountR50,000

Maximum loan amountR100,000

Minimum term (months)1 month

Maximum term (months)84 months

Personal loan interest rates (base)14.20%

Personal loan APR14.20%

Monthly repayments (approx)R797

Total repayments (approx)R28,692

Total interest repayments (approx)R8,692

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR3,000

GO TO Capitec Bank

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityUnknown

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0860 66 77 89

Data accurate as of12.07.2020

GO TO Capitec Bank

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Loans up to R250,000. Terms between 7 months and 72 months.

Overview

Minimum loan amountR10,000

Maximum loan amountR250,000

Minimum term (months)7 months

Maximum term (months)72 months

Personal loan interest rates (base)15.00%

Personal loan APR15.00%

Monthly repayments (approx)R805

Total repayments (approx)R28,980

Total interest repayments (approx)R8,980

Rate typeFixed

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR2,000

GO TO African Bank

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feeUnknown

Missed payment feeUnknown

For debt consolidation?No

Sponsored No

Telephone0861 111 011

Data accurate as of18.01.2020

GO TO African Bank

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Tired of those expensive repayments? Then switch your personal loans to Absa. It’s easy and with our guaranteed lowest interest rate, you will start saving money immediately. We can switch your personal loans of up to R350 000 and pay your creditors directly.

Overview

Minimum loan amountR15,000

Maximum loan amountR350,000

Minimum term (months)12 months

Maximum term (months)84 months

Personal loan interest rates (base)18.82%

Personal loan APR18.82%

Monthly repayments (approx)R845

Total repayments (approx)R30,420

Total interest repayments (approx)R10,420

Rate typeFixed or Variable

Secured or unsecuredUnsecured

Initiation feeR1,207.50

Minimum monthly incomeR2,000

GO TO Absa

Other Fees & Information

Monthly feeR69.00

Quarterly feeR0.00

Annual feeR0.00

Other feesUnknown

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments feen/a

Missed payment feeUnknown

For debt consolidation?Yes

Sponsored No

Telephone0860 100 372

Data accurate as of12.06.2020

GO TO Absa

Hide info -

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Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of loan are you looking for?

Wesbank calculator: Find the best repayment option for you

Wesbank is among the most trusted and reliable financial institutions in South Africa. As a client, you should always be interested in knowing if your lender can effectively meet your financial needs. Here’s what makes Wesbank the perfect solution to all your financial problems:

  • The company offers a variety of personal loan programs so you can always find something that matches what you’re looking for.
  • All their loans are regulated by the National Credit Act No.34 of 2005.
  • Wesbank offers authorised financial services and is a registered credit provider NCRCP20.

This article gives you useful information on the use of the Wesbank finance calculator, but first, let us take a quick look at some important background details.

Are you thinking of getting a Wesbank loan?

If you’re looking for a personal loan from a reputable place, you’re in the right place. Personal loans can help save the day when you find yourself with a financial need or emergency. Wesbank personal loans, in particular, give you the following benefits:

  • Flexible payment terms – Wesbank gives you enough time (between 24 and 72 months) to pay off the loan.
  • Fixed instalments – With Wesbank, you can budget ahead of time since your monthly instalments stay the same because of the fixed interest rate.
  • Customer protection plan – This insurance will cover you in the case of unfortunate and unplanned events such as illness, death, disability, or job loss.
  • Easy application process – You can submit your application quickly online or by visiting the nearest branch.
  • Quick transfer of money into your bank account – This fast response is crucial when you have a financial emergency.
  • No security needed – You don’t have to use your car or home to secure the loan.

About the Wesbank cashpower loan

This is a specialised personal loan from Wesbank that has the following features:

  • Minimum loan amount of R5000
  • Maximum loan amount of R200 000
  • Loan term is between 24 and 72 months
  • Maximum interest rate of 24.75% per annum

When you use the Wesbank Cashpower loan repayment calculator, you will find out your monthly instalments before you apply.

Use our Wesbank personal loan calculator

With this Wesbank repayment calculator on hand personalising your loan has never been easier. So, how does it work? The Wesbank calculator lets you enter the loan amount you plan to borrow and the loan term you need to pay back the loan.

Next, click on “calculate repayment”. The result shows you how much you will be expected to pay back each month. You can play around with the calculator by changing the numbers until you find a result you’re happy with. In the end, the Wesbank repayment calculator gives you a figure that you can comfortably afford and allows you to budget in a smart way.

Example: If you take out a loan for R50 000 and you choose to pay it back over 72 months, your monthly repayment is set at R1380.01.

*Rates quoted are guidelines only and may vary slightly at the time of finalising. The information supplied on this site is subject to confirmation and should not be treated as professional advice.

How to apply for a Wesbank personal loan: a brief summary

After using our Wesbank personal loan calculator to calculate the monthly repayments, you’re now ready to apply for a loan. Overall, here’s what you’ll need:

  • a clean and clear copy of your South African ID;
  • a monthly income that’s above R5000;
  • proof of income – bank statement or payslip that is less than 3 months old;
  • a South African bank account to receive the loan; and
  • proof of address such as a water or electricity bill.

For the actual online application process, you can go straight to their website by clicking the button “Go to Site” in the product table on this page. To qualify, fill out the relevant details on the application and click on apply.

Please Note: Besides interest, there are other costs which are included. There’s a once-off initiation fee and a monthly admin fee. The total cost of the loan will also depend on your personal risk profile.

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