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Explore Uber Car Financing in South Africa

South African lenders offer a variety of loan options, such as, Uber vehicle finance. We have created an easy to use loan calculator that can help you to compare these loan options.

Once you input the loan amount that you are considering; use the filter to adjust the loan term. When you click calculate, you will then get a good idea of what your expected monthly payment will be like. Go ahead and try it.

Calculate repayments

Personal Loan - Excellent Credit

12 months
to 72 months
to R250,000
MoneyShop find the best loan suited to your profile with SA’s top loan providers. They have partnered with SA’s top personal loan providers to make your online application process quick and easy! Have a regular income of more than R4,000, bank statements and your SA ID? Apply online today.

Personal Loan - Average Credit

12 months
to 72 months
to R250,000
MoneyShop find the best loan suited to your profile with SA’s top loan providers. They have partnered with SA’s top personal loan providers to make your online application process quick and easy! Have a regular income of more than R4,000, bank statements and your SA ID? Apply online today.

MFC Vehicle Finance

12 months
to 96 months
to R300,000
Whether you're buying a through an MFC approved dealer or privately, MFC can assist; for cars up to 10 years old or in some cases classic cars. Apply through Fincheck to be matched with the right vehicle finance provide for you.

RCS Vehicle Finance

12 months
to 60 months
to R150,000
RCS are second-hand car finance specialists. Interest rates from prime* over 72 months. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Standard Bank -Financial lease

Standard Bank of South Africa
12 months
to 84 months
to R200,000
Lease the vehicle you want, over an agreed period, with the option of owning it at the end of your financial lease. Apply through Fincheck to be matched with the right vehicle finance provide for you.

Wesbank Vehicle Finance

12 months
to 96 months
to R300,000
Wesbank provide a range of value-added services that make it that much easier to own, drive and personalise your vehicle. Apply through Fincheck to be matched with the right vehicle finance provide for you.
What Dealership Finance offers: A tailor-made vehicle finance solution. Choice of fixed or variable rate. A reasonable balloon payment or residual value to match your agreement choice. What this allows you to do: Buy a vehicle from a dealership. Buy a vehicle up to 10 years old. Finance a vehicle for at least R30 000 after deposit.
Get a principal decision within 24 hours if all necessary documents have been provided.
Experience the joy of owning your car while you are paying it off with our flexible instalment sale agreement. Own the vehicle while you are paying it off. Reduce your monthly payments by choosing a balloon payment or by paying a deposit. Choose a monthly repayment from 24 - 72 months. Fixed or variable interest rates available
Finance your new or used leisure vehicle such as classic car, motorbike, boat or caravan. Finance to buy a leisure vehicle from a dealership. You have a choice of Fixed or Variable interest rates. Courtesy Car Policy: Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged. The interest rate is tailor made to suit you. Within 30 minutes you'll get an answer on the outcome of your application.

Albaraka Bank Vehicle Finance

Albaraka Bank
12 months
to 72 months
to R250,000
Low deposit requirement. No monthly admin fees. Competitive pricing. Annual lump sum option available. Option of fixed or variable repayments. Up to 72 months. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

Everything about Uber car financing

In South Africa, working as an Uber Driver is a decent side hustle or full-time gig if you need extra cash. However, a deal with Uber requires you to have your own car. In cases where you don’t have a car or your car needs an upgrade, and you don’t have the funds, then applying for Uber car financing is one viable option.

If you’re interested in Uber car financing for South Africans, it’s good to know all the available options. This article covers the important parts so you can make the best decision for yourself.

Advantages of driving for Uber

  • You can pick your own working hours;
  • The freedom to work with no supervision;
  • Surge pricing can help you make more money especially around holidays;
  • Uber driving can become your full-time job if you need decent work; and
  • You can also join the Uber Eats program to increase your income.

Uber car financing in South Africa: What are the options?

To get a good car to drive for Uber, lenders in South Africa usually offer the following options:

Secured car loans for Uber drivers

With this option, you can buy a new or used car from a private seller or car dealership. You can also choose between an instalment sales agreement and a financial lease. An instalment sales agreement allows you to drive the car and pay for it in instalments. You’ll only own the car after you have paid back the loan in full.

On the other hand, a financial lease allows you to rent the car for an agreed period. After the lease ends, you can buy the car, return it, or renew the lease. With secured car loans for Uber Drivers, the car is used as security. If you fail to make the car loan payments, then the lender takes the car back.

Personal loans for Uber drivers

Unsecured personal loans for Uber drivers have higher interest rates because of the high risk the lender faces. However, when you use an unsecured personal loan to get a cash advance and buy your Uber car, ownership of the vehicle is immediately yours. You pay back the loan in monthly instalments, but if you fail to pay back the loan, there is no risk of losing the car.

Bad credit car loans for Uber drivers

You can still apply for Uber finance if you have bad credit, or a low credit score. Usually, this may result in a rejected application, but if you choose a high interest loan, some lenders can accept your application. If you make your car loan payments on time, you can improve your credit score enough to refinance the high interest loan and to choose a loan with a lower interest rate.

Other loan options

These include dealership finance, using the cash from a home equity loan, mortgage, or a credit card. While choosing any of these options, it is better to avoid high interest rates that make it difficult to finish your car payments.

What are the requirements for Uber car financing in South Africa?

Personal Requirements

When you apply for Uber financing in South Africa, lenders typically have the following general requirements:

  • Valid South African ID;
  • Valid South African or International driving licence;
  • South African Bank account where your income goes;
  • Proof of residence; and
  • A good credit score.

Vehicle Requirements

While there are other requirements for Uber drivers, depending on the model, the following are considered must-haves:

  • Model year must be 2013 or newer;
  • 4-door minivan or sedan;
  • The car must be in good condition with no damage to its appearance;
  • The car must not be a hatchback;
  • Commercial vehicle insurance;
  • Operating licence obtained from the department of transport;
  • Vehicle certificate of registration; and
  • No salvaged or rebuilt vehicles.

Use the Uber vehicle finance calculator and apply for financing

Our easy-to-use Uber car loan calculator helps you to compare a variety of loans. If you input your loan amount and loan term and then click “Calculate Repayment” you’ll be able to see the estimated monthly payment for that particular loan. While comparing loans and looking for an affordable loan, also consider the following factors:

  • Interest rate: A lower rate saves you money. You also need to choose between a fixed or variable interest rate.
  • Repayment plan: Find out how long you have to pay back the loan and how much you have to pay back every month. Also, check if a deposit or balloon payment is required.
  • Fees and other charges: These add up to the total cost of your loan. Therefore, a loan with lower charges is better for you, overall.

To apply for a loan through simply scroll up to our comparison tables. Next, click on the “Go to Site” button for your chosen lender. This takes you to their website where you can fill an online application form.

Frequently asked questions about Uber car loans in South Africa

Can I get financing directly from Uber?

No. While Uber used to offer auto loans for its drivers, that program has since been closed.

How do I join Uber after getting a car?

You can sign up online using your PC or smartphone. You’ll need to provide your email address and upload the required documents.

Can I make enough money to cover my monthly payments while driving for Uber?

Once you have been approved and you start working regular hours, it is possible to make enough money to cover your loan payments.

Should I rent or buy a car if I want to drive for Uber?

It depends on your situation. Renting a car for Uber driving is a good option if you can’t afford to buy a car or if you want to avoid maintenance costs. On the other hand, buying a car is a long-term commitment that can help you save money as time goes on.

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